Investment Portfolios

Learn why our portfolios consistently outperform industry benchmarks.

Investment Portfolios
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The Estate Capital Investment Portfolios

The Estate Capital Investment Portfolios offer five model investment strategies aimed at medium to long term investors who seek capital growth from a portfolio of leading investment funds.

Since 2004 we have been conducting our own in-house research so that each of the funds that we recommend within our five portfolios has been individually monitored and selected. We offer a distinct investment service that has proven attraction to clients and professionals. Our portfolios have enjoyed a 20-year track record of consistent performance against established national benchmarks. It is our intention to use the Crossing Point portfolios as our principal recommendations from January 2024 onwards.

There are a wide range of asset classes across global markets available to investors. Our portfolios bring together a diversity of equities, fixed interest securities, currencies, natural resources, precious metals, and commercial property. The global balance of investment across differing asset classes is a primary driver of portfolio return and enhanced security.

Individual investments and the asset class they represent are combined into a risk rated model investment portfolio. Our aim is to optimise the asset allocation to achieve the highest expected level of return for a given level of risk.

Rated Funds

Our portfolios offer access to highly rated leading investment fund managers who have in the past provided above average returns. The individual funds that make up our diversified portfolios are selected upon the quality of the fund manager and the consistency of past performance.

Research

Our research process is designed to identify investment funds that are continually successful rather than those where long-term performance is a result of one or two years of speculative performance. We constantly monitor and evaluate our investment and sector selections between publications.

Reviewed

Our investment portfolios are updated and published twice a year. It is from these selections that we build our successful investment, trust fund and pension fund portfolios.

Updating Your Investments

The Estate Capital Portfolios are constantly monitored but are reviewed and updated every six months. At these reviews, we test the asset allocation for each portfolio using a portfolio modelling tool powered by research from actuaries Willis Towers Watson and investment data from Financial Express and Morningstar. We review all the individual investment fund selections that make up the portfolios to maintain good performance.

Maintaining Your Risk Profile

Once we have determined your investor risk profile, it is important that your portfolio remains within your chosen asset allocation range. With investments growing or falling at differing rates, it is easy for an allocation of assets to become out of balance to the original risk profile. Similarly, it is possible that a previously selected fund may not perform as well as expected or as well as it may have done in the past when it satisfied our selection criteria.

It is important to remember that the value of an investment and the income received from an investment can go down as well as up. Changes in exchange rates or taxation may have an adverse effect on the price, value, or income of the investments. Investment returns may be constrained by charges levied and inflation may reduce the value of investments.

Client Story - Investment Advice

Sound knowledge
Paul McAdam

They’re streets ahead of any of the other financial advisers I’ve worked with in the past. What reassures me about them most is their knowledge.

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Financial Guides

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Investment Portfolio Overview

Investment Portfolio Overview

Understand some of the rationale behind our investment selections. We pride ourselves on the level of research we undertake when selecting investments for the Estate Capital Portfolios.

Investment Portfolio Overview
Cautious Portfolio

Cautious Portfolio

The Cautious portfolio is a blended growth strategy holding equal passive and actively managed funds. It is aimed at medium to longer term investors, who seek a relatively cautious investment that has the genuine prospect of capital growth at a competitive cost.

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Conservative Portfolio

Conservative Portfolio

The Conservative portfolio is a blended growth strategy holding equal passive and actively managed funds. It is aimed at medium to longer term investors, who seek above average capital growth from a cautious to balanced risk portfolio at a competitive cost.

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Balanced Portfolio

Balanced Portfolio

The Balanced Portfolio is a blended growth strategy holding equal passive and actively managed funds. It is aimed at medium to longer term investors, who seek above average capital growth from a balanced risk portfolio at a competitive cost.

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Strategic Portfolio

Strategic Portfolio

The Strategic Portfolio is a blended growth strategy holding equal passive and actively managed funds. It is aimed at medium to longer term investors, who seek above average capital growth from a balanced to speculative portfolio of mainly equity investments at a competitive cost.

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Speculative Portfolio

Speculative Portfolio

The Speculative Portfolio is a blended growth strategy holding equal passive and actively managed funds. It is aimed at medium to longer term investors, who seek above average capital growth from a speculative portfolio of mainly global equity investments at a competitive cost.

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Call 01792 477763 today or contact us and we'll take the time to understand your financial objectives before recommending a solution that's right for you.

Chris Davies

Chris Davies

Chartered Financial Adviser View Profile

Chris Davies

Chartered Financial Adviser
Phil Johnson

Phil Johnson

Independent Financial Adviser View Profile

Phil Johnson

Independent Financial Adviser
Kevin Jones

Kevin Jones

Independent Financial Adviser View Profile

Kevin Jones

Independent Financial Adviser
Robin Burden

Robin Burden

Chartered Financial Planner View Profile

Robin Burden

Chartered Financial Planner

Our financial advisers have a wealth of experience helping clients with their investment planning. We can help you build and benefit from wise and prudent investment portfolios. We believe it’s important that you to have confidence in your investments and the peace-of-mind to enjoy life to the full.

Our Contacts

Estate Capital Financial Management
7 Uplands Crescent,
Swansea, South Wales,
SA2 0PA.
Tel: 01792 477763